Accident victims calling for the complete removal of the 25 hundred dollar minor injury cap on auto insurance. Guy Daigle says he still has trouble moving his head and neck due to injuries he suffered in an accident four years ago. He says the cap is based entirely on the profitability of the car insurance industry.
He says without the cap judges were able to award compensation that was fair and moderate to both parties. He says with the cap there seems to be a significant tilt towards the insurance companies.
Daigle says the definition of what constitutes a minor injury is so confusing, even doctors can't figure it out, and the insurance industry applies it to all cases except for the most catastrophic.