The local firefighters union claims that due to the recent budget cuts, response times will be going up by 2 to 3 minutes and will cause an increase to fire insurance rates.
But the VP of TD Insurance Henry Blumenthal tells CHSJ News a bump in the response time by a few minutes will not affect your rate.
He says the main criteria for fire rates is based on distance, not response time.
He adds it would take a huge increase in the response time for rates to be affected.